Linea S.p.A. Implements Fair Isaac's Model Builder Platform to Improve Credit Risk Assessment Capabilities



    Fair Isaac Corporation (NYSE:FIC), the leading provider of
    analytics and decision management technology, announced today that
    Linea S.p.A., an Italian holding company specializing in consumer
    credit, has implemented Fair Isaac's advanced predictive modeling
    tools to improve risk assessment and portfolio profitability.

    Linea S.p.A. selected Fair Isaac's Model Builder for Predictive
    Analytics, version 3.0, to enhance capabilities for developing,
    implementing and monitoring retail risk scorecards and models across
    its consumer finance products, including credit cards, auto and cash
    loans.

    Model Builder, a key part of Fair Isaac's Enterprise Decision
    Management technologies, provides Linea S.p.A. with the power to
    quickly design, modify and deploy sophisticated analytic models to
    production systems without recoding by programmers. These models use
    historical information as a basis for making better decisions about
    future transactions, business problems and customer interactions.

    "We selected Fair Isaac's Model Builder because it is the best
    tool to help us expand our consumer credit portfolio while still
    controlling and monitoring risk," said Corrado Giannasca, deputy
    general manager for Credit and Risk at Linea S.p.A. "Fair Isaac's
    advanced modeling platform will allow us to significantly improve the
    efficiency and functionality of our modeling capabilities, and better
    leverage critical data assets so that we can make the best decisions
    about our customers."

    "Model Builder gives Linea S.p.A. analysts direct access to the
    same innovative analytic techniques that Fair Isaac analysts use every
    day to build powerful custom predictive models that can be readily
    deployed across the enterprise," said John Sandifer, Fair Isaac vice
    president of Financial Services, EMEA market. "It provides all the
    capabilities Linea S.p.A. will need to develop a range of different
    models, and most importantly, drive significant efficiency and
    continuity within its analytics business."

    Model Builder's advanced modeling capabilities support the design
    and deployment of decision management applications that can be
    configured to meet the unique needs of different businesses. Users
    gain an unparalleled level of control and feedback to fine-tune
    predictive models for optimized business benefits. In addition to the
    Scorecard module, Model Builder includes an optional Segmentation
    ART(TM) (Adaptive Random Trees) module, which improves the quality of
    predictions by automatically recognizing segments of the data
    population that can benefit from specialized models.

    The recently introduced version 3.5 of Fair Isaac's Model Builder
    also offers the company's innovative Data Spiders(TM) technology as an
    optional module. Data Spiders technology helps businesses extract
    maximized value from their transaction data to build stronger
    predictive models and make more precise decisions across their
    enterprise applications.

    About Linea S.p.A.

    Linea S.p.A. is a finance company specialized in consumer credit.
    Operating since 1988, it is an initiative of a group of Credit &
    Savings Banks (Popolari Banks), managing more than 3B EUR of consumer
    and revolving loans. In less than 10 years, it has achieved a wide
    national presence thanks to 23 direct points, 2000 banks branches and
    about 8000 partner dealers.

    About Fair Isaac

    Fair Isaac (NYSE:FIC) makes decisions smarter. The company's
    solutions and technologies for Enterprise Decision Management give
    businesses the power to automate more processes, and apply more
    intelligence to every customer interaction. Through increasing the
    precision, consistency and agility of their decisions, Fair Isaac
    clients worldwide increase sales, build customer value, cut fraud
    losses, manage credit risk, reduce operational costs, meet changing
    compliance demands and enter new markets more profitably. Founded in
    1956, Fair Isaac powers hundreds of billions of decisions per year in
    financial services, insurance, telecommunications, retail, consumer
    branded goods, healthcare and the public sector. Fair Isaac also helps
    millions of individuals manage their credit health through the
    www.myfico.com website. Visit Fair Isaac online at www.fairisaac.com.

    Statement Concerning Forward-Looking Information

    Except for historical information contained herein, the statements
    contained in this press release that relate to Fair Isaac, including
    statements regarding its Model Builder and Data Spiders product
    offerings, and the benefits to be derived from these offerings, are
    forward-looking statements within the meaning of the "safe harbor"
    provisions of the Private Securities Litigation Reform Act of 1995.
    These forward-looking statements are subject to risks and
    uncertainties that may cause actual results to differ materially,
    including any unforeseen technical difficulties related to the
    implementation, use and functionality of the offerings, the risks that
    customers will not perceive material benefits from the offerings,
    failure of the products to deliver the expected results, the
    possibility of errors or defects in the offerings, regulatory changes
    applicable to the use of consumer credit and other data, and other
    risks described from time to time in Fair Isaac's SEC reports,
    including its Annual Report on Form 10-K for the year ended September
    30, 2006, and quarterly report on Form 10-Q for the period ended
    December 31, 2006. Forward-looking statements should be considered
    with caution. If any of these risks or uncertainties materializes or
    any of these assumptions proves incorrect, Fair Isaac's results could
    differ materially from Fair Isaac's expectations in these statements.
    Fair Isaac disclaims any intent or obligation to update these
    forward-looking statements.

    Fair Isaac, Segmentation ART and Data Spiders are trademarks or
    registered trademarks of Fair Isaac Corporation, in the United States
    and/or in other countries. Other product and company names herein may
    be the trademarks of their respective owners.