Fair Isaac Enterprise Origination Solutions Deliver Competitive Edge In Emerging Romanian Consumer Credit Market

Fair Isaac Corporation (NYSE:FIC), the leading provider of
analytics and decision management technology, announced today that
Raiffeisen Bank S.A., Bucharest, the Romanian subsidiary of Raiffeisen
International Bank-Holding AG, will utilize its enterprise origination
solutions to improve decision management and expand its portfolio in
Romania's fast-growing consumer credit market.

Under terms of the agreement, the bank selected Fair Isaac's
Capstone(R) Decision Manager and Capstone(R) Decision Accelerator
solutions to automate and streamline its customer application
decisioning process, increase processing capacity, and reduce the
number of new applications that require manual review by a credit
analyst. Combined, these enterprise origination solutions will enable
Raiffeisen Bank to realize greater profitability by booking more
loans, reducing operational costs and delays and better managing
credit risk.

"Raiffeisen Bank intends to leverage Fair Isaac's deep industry
and analytic experience and reduce the time-to-market of new product
launches," said Carl Rossey, Vice President of Raiffeisen Bank. "The
Capstone solution will allow us to cost-effectively deliver on our
requirements, keep pace with our growth plans and provide a strong
foundation for our future objectives."

"As one of the fastest-growing consumer credit markets in the
world, Romania offers significant opportunities for Fair Isaac to
share our market-leading analytics and expertise in enterprise
decision management," said John Sandifer, Vice President Financial
Services EMEA, at Fair Isaac. "With its powerful decisioning and
analytic technology, affordability and ease of implementation,
Capstone will help leading financial institutions such as Raiffeisen
Bank meet the growing demand for credit from consumers and small
businesses, and give them a significant competitive edge."

Capstone Decision Manager is used globally to automate and improve
decisions in a variety of service industries, including consumer and
auto lending, credit cards, small business lending, mortgage and
insurance underwriting, and claims processing. Existing clients have
automated up to 90 percent of new account application decisions while
minimizing risk. In the UK, Capstone processes one quarter of all
mortgage underwriting. Leading U.S. financial services companies use
Capstone to process more than 35 percent of credit card applications.

Specifically designed for new account originations, Capstone
Decision Accelerator is ideal for building and maintaining the
policies, practices and procedures that define the complex business
strategies found in the origination process. The solution leverages
the power of Fair Isaac's Blaze Advisor(TM) business rules management
system and will enable Raiffeisen Bank Romania to significantly
decrease development time for new policies, decrease dependence on IT
to change policies, and rapidly respond to changing market needs.

About Raiffeisenbank Romania

Raiffeisen Bank is a top universal bank on the Romanian market,
providing a complete range of high quality products and services to
private individuals, SMEs and large corporations via multiple
distribution channels: banking outlets (more than 250 throughout the
country), ATM and EPOS networks, phone-banking (Raiffeisen Direct),
mobile-banking (myBanking) and Internet-banking (Raiffeisen Online).

Raiffeisen Bank is a subsidiary of Raiffeisen International
Bank-Holding AG (Raiffeisen International). Raiffeisen International
operates one of the leading banking networks in CEE with subsidiary
banks and leasing companies in 16 markets. More than 11.7 million
customers are attended to through more than 2,775 business outlets. In
eight markets, the respective Network Bank ranks among the three
largest local banks. Representative offices in Lithuania and Moldova
complement the Group's presence in the region. Raiffeisen
International is a fully consolidated subsidiary of Raiffeisen
Zentralbank Osterreich AG (RZB), which owns 70 per cent of the common
stock. The remaining 30 per cent is free-float, the shares are traded
on the Vienna Stock Exchange. RZB is a leading corporate and
investment bank in Austria and the central institution of the Austrian
Raiffeisen Banking Group, the country's largest banking group.
(http://www.ri.co.at, http://www.rzb.at)

About Fair Isaac

Fair Isaac Corporation (NYSE:FIC) makes decisions smarter. The
company's solutions and technologies for Enterprise Decision
Management give businesses the power to automate more processes and
apply more intelligence to every customer interaction. Through
increasing the precision, consistency and agility of their decisions,
Fair Isaac clients worldwide increase sales, build customer value, cut
fraud losses, manage credit risk, reduce operational costs, meet
changing compliance demands and enter new markets more profitably.
Founded in 1956, Fair Isaac powers hundreds of billions of decisions
per year in financial services, insurance, telecommunications, retail,
consumer branded goods, healthcare and the public sector. Fair Isaac
also helps millions of individuals manage their credit health through
the www.myFICO.com website. Visit Fair Isaac online at
www.fairisaac.com.

Statement Concerning Forward-Looking Information

Except for historical information contained herein, the statements
contained in this press release that relate to Fair Isaac, including
statements regarding its Capstone Decision Manager and Capstone
Decision Accelerator product offerings and the benefits to be derived
from these offerings, are forward-looking statements within the
meaning of the "safe harbor" provisions of the Private Securities
Litigation Reform Act of 1995. These forward-looking statements are
subject to risks and uncertainties that may cause actual results to
differ materially, including any unforeseen technical difficulties
related to the implementation, use and functionality of the offerings,
the risks that customers will not perceive material benefits from the
offerings, failure of the products to deliver the expected results,
the possibility of errors or defects in the offering, regulatory
changes applicable to the use of consumer credit and other data, and
other risks described from time to time in Fair Isaac's SEC reports,
including its Annual Report on Form 10-K for the year ended September
30, 2006. Forward-looking statements should be considered with
caution. If any of these risks or uncertainties materializes or any of
these assumptions proves incorrect, Fair Isaac's results could differ
materially from Fair Isaac's expectations in these statements. Fair
Isaac disclaims any intent or obligation to update these
forward-looking statements.

Fair Isaac, Capstone and Blaze Advisor are trademarks or
registered trademarks of Fair Isaac Corporation, in the United States
and/or in other countries. Other product and company names herein may
be the trademarks of their respective owners.