Actimize Employee Fraud Prevention Software Chosen by Lloyds TSB

Actimize, the leading provider of transactional risk management
software for the financial services industry, today announced that
Lloyds TSB has selected its Employee Fraud prevention solution to
improve the protection of customer and bank assets within its retail
banking business.

Three of the top five US banks rely on Actimize fraud solutions,
but Lloyds TSB will be the first UK retail bank to implement
Actimize's new Employee Fraud prevention solution. Employee fraud was
cited as "one of the most serious threats" by the Financial Services
Authority (FSA), "whether arising from collusion, coercion,
infiltration or existing employee action."

Actimize's new Employee Fraud solution represents a third
generation of technology used to mitigate internal threats. First
generation solutions typically involve manual searches, while second
generation solutions use technology to automatically run defined
queries. Third generation solutions, like Actimize Employee Fraud, run
complex and intelligent analytics against multiple data sources across
the enterprise and mine data for expected and unexpected patterns.

Bob Spencer, Head of Group Financial Crime at Lloyds TSB said: "We
pride ourselves on our ability to protect our customers from all types
of threats, no matter where they come from. The Actimize Employee
Fraud solution reinforces the Bank's investment in securing both
customer and Bank assets."

"According to a leading analyst firm, over 60 percent of fraud is
committed by employees," says Bruno Piers de Raveschoot, director of
Actimize Europe. "Lloyds TSB is leading the way for other UK financial
institutions to address this important issue with best of breed
technology that automates the detection and prevention of questionable
behaviour."

About Actimize

Mitigating transactional risk across enterprise silos, Actimize is
a leading provider of software solutions for anti-money laundering,
brokerage compliance, customer due diligence and fraud prevention.
Built on a patented, scalable and extensible analytics platform,
Actimize solutions enable financial institutions to increase their
insight into real-time customer behavior and improve risk and
compliance performance. Six of the top 10 global banks and eight of
the top 10 U.S. brokerages use Actimize solutions to process hundreds
of millions of transactions a day. Actimize has offices in New York,
Israel, London and Tokyo. For more information, go to
www.actimize.com.

About Lloyds TSB

Lloyds TSB is one of the UK's largest financial services
providers. It has 16 million customers, 67,000 staff, nearly 2,000
branches and over 4,000 ATMs across the UK.

Lloyds TSB.com is the UK's most visited financial services website
and Lloyds TSB's Internet banking service has over 4 million
registered users.